If you’ve spent any time on Google lately trying to make sense of the 2025 real estate market, you’re not alone. We’ve had more conversations this year than ever before that start with, “I read online that…” or “I Googled it and…” That’s exactly why we’re sharing the real questions people in Celina and beyond are searching—and what they really mean if you’re buying or selling a home this year.
Key Takeaways
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National real estate fears don’t always reflect Celina’s local reality
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Builder incentives are driving buyer decisions more than interest rates
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Resale sellers have to compete differently in 2025 than in past years
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Fall is still a strong window to sell with the right preparation
1. “Will Home Prices Drop in 2025?”
This is the most-searched real estate question in the U.S. right now—and we hear it from Celina homeowners every week. While there’s been softening in some markets, the idea of a price “crash” doesn’t match what we’re seeing locally.
What we’re seeing in Celina instead
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Prices on resale homes are stable but less aggressive than the 2022 highs
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Builders are holding list prices but using incentives to win buyers
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Inventory is steady, not surging, which keeps values supported
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Strategic pricing and strong presentation still result in competitive offers
If you’re waiting for prices to collapse before buying, you may be waiting a long time—especially in a growing area like Celina.
2. “Is Now a Good Time to Buy a House?”
This one comes down to your personal timeline and financial readiness. With interest rates still in the mid-6% range, many buyers are weighing timing against affordability.
Why buying in 2025 may still make sense
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Builders are offering aggressive financing incentives—some under 5%
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Rents in Celina have risen again in 2025, making ownership more appealing
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Inventory is balanced, giving buyers more room to negotiate
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Waiting for rates to fall could increase competition and home prices
In Celina, buyers who are decisive—and prepared—are still securing favorable deals.
3. “What’s the Catch With New Construction Deals?”
It’s a fair question. Celina is full of new communities—many of them with glossy sales offices and tempting promo flyers. But buyers are right to be cautious.
What buyers need to look out for
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Incentives are often tied to preferred lenders with stricter terms
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Some upgrades are only available at an added cost
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HOA fees and MUD taxes can raise monthly costs significantly
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Build timelines may stretch, especially on custom or semi-custom plans
We help clients read the fine print and weigh new builds against resale options with full transparency.
4. “Should I Wait Until 2026 to Sell?”
Many would-be sellers are wondering if they missed the boat this year—or if spring 2026 might bring better results. But waiting isn’t always the smartest strategy.
When selling in 2025 still makes sense
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Inventory in Celina is tighter now than it was in early 2024
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Fall buyers tend to be serious and ready to move quickly
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Well-staged homes still attract strong offers in neighborhoods like Carter Ranch and Sutton Fields
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Builder competition will likely increase again next spring
If your home is show-ready, pricing it right and listing now can still lead to a successful, timely sale.
5. “Are Interest Rates Going to Drop Soon?”
This question is trending across the country, and it’s especially relevant in Celina, where many buyers are mortgage-sensitive. Unfortunately, no one has a crystal ball—but we can look at the trends.
What you should know about current rate trends
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Rates are holding around 6.5%, with no major drops expected in 2025
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Small rate dips are often offset by rising demand
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Builder buydowns and seller concessions can create affordability right now
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Waiting may not offer big savings—and could mean more buyer competition
We encourage clients to focus on total affordability and monthly payment, not just the interest rate.
6. “How Can I Buy a Home With a Contingency?”
This is one of the most practical questions we’ve seen rise in 2025 search trends. With more balanced market conditions, sellers are open to different terms—including contingency offers.
How we help clients navigate this situation
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We negotiate flexible closings or lease-backs to ease the transition
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Contingency timelines are structured to protect both parties
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Many sellers are more open to this approach now than in 2021–2022
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We market our buyers as prepared, serious, and financially ready
If you need to sell your current home to buy the next one, it’s entirely possible—especially with a strategy tailored to Celina’s market.
FAQs
Are people still buying homes in 2025?
Yes—especially in areas like Celina where job growth and development continue to attract buyers.
Are builders still offering incentives?
Absolutely. Most builders in Celina are still including closing cost assistance, rate buydowns, and upgrade credits.
Is it harder to sell a home now?
It can be if the home is overpriced or under-prepped—but with the right marketing, homes in Celina are still selling.
Contact The Team at Texas Homes & Land Today
If you’re asking these questions, you’re ahead of the game—and we’re here to give you answers that actually apply to your situation. Whether you're considering a fall listing or exploring new construction, we’ll help you make sense of the market in real terms, not just Google trends.
Reach out to us at Texas Homes & Land, and let’s talk through your options. We’ll guide you through every step—from preparation to pricing—so you can move forward with clarity and confidence.
*Header photo by The team at Texas Homes & Land
Reach out to us at Texas Homes & Land, and let’s talk through your options. We’ll guide you through every step—from preparation to pricing—so you can move forward with clarity and confidence.
*Header photo by The team at Texas Homes & Land
